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Final Expense

Final expense insurance is a product offered to individuals who are seeking to leave something to assist their loved ones in paying for expenses associated with their death, such as funeral expenses and medical bills.

Final Expense Whole Life Insurance

 

  • Lifetime Protection

  • Guaranteed death benefit – certain plans offer limited death benefits in the first 3 years for non-accidental death

  • Level premiums – won’t increase

  • Face amounts up to $35,000

  • Cash Value Accumulation

  • Accelerated Death Benefit option for Terminal Illness

  • Optional Accidental Death Benefit

 

Term Final Expense

 

  • Lifetime Protection

  • Guaranteed death benefit – limited death benefit first 3 years for non-accidental death; death benefit decreases annually starting Year 21

  • Level premiums – won’t increase

  • Face amounts up to $30,000

  • Cash Value Accumulation

  • Accelerated Death Benefit option for Terminal Illness

  • Optional Accidental Death Benefit

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